Questions?

Protect your belongings with Renters Insurance from GradGuard™

As a University of California-Riverside student, you were asked to indicate your interest in renters insurance when you applied to live on campus:

If you have yet to secure coverage, select whether you will live on or off campus to get your free College Renters Insurance quote.

Learn More About GradGuard™ Renters Insurance

If your laptop or other valuables are stolen or damaged, University of California-Riverside is not responsible for replacing them. To help financially protect you, all students who apply for housing on-campus are asked if they are interested in GradGuard's Renters Insurance Plan.

With GradGuard's Renters Insurance Plan, your property is covered on campus and around the world. For a deductible of only $100, you can be reimbursed to replace any item that is lost due to a covered event like theft, fire or vandalism. This plan can also financially protect against unintentional damage to university property or bodily injury to others for which you are legally liable*. Don't let the unexpected interrupt your ability to be successful at school.

Get your free quote in under a minute.

Flexible coverage starting at $11 per month

No credit score
required

*Liability coverage applies to events that occur within the student's residence premises, as indicated on the student's issued policy.

 

Features of GradGuard Renters Insurance include:

Replacement Cost. This protection provides you with the cost of your belongings, so they can be replaced with an item of like kind and quality if they are damaged or lost due to a covered cause of loss.

Worldwide Coverage. Your belongings are protected even outside your home. If you are traveling or your car gets broken into, GradGuard Renters Insurance can help cover property losses outside your residence.

Electronics Coverage. Your electronics, including your TV, laptop, smartphone and tablet, are covered up to the policy limits.
 

Personal Liability Coverage. If you cause damage to property or injure others, you may be liable for the damages. Renters Insurance from GradGuard provides up to $300,000 in personal liability coverage. For example, if you unintentionally set off your building’s sprinkler system, liability protection can help pay for the resulting damages.

Alternative to Homeowners Insurance. Not all Homeowners Insurance policies are the same, however, limitations may apply when property is away from the principal residence. With Renters Insurance, personal belongings are covered whether you are on-campus, off-campus, or traveling anywhere in the world, up to the policy limits.

Frequently Asked Questions Exclusions

Renters Insurance

On college campuses – where laptops and other valuables are often left unattended in libraries, classrooms, dorm rooms, and study areas – theft can be a real concern. If your laptop or other valuables are stolen, YOU are responsible for replacing them, not the school.

That is why Renters Insurance may be a smart investment. Whether you live in a dorm or off-campus housing, all of your college and dorm room essentials are protected. This includes clothing, computers/laptops/tablets, smart phones, bikes, game consoles, text books, furniture, and more. With Renters Insurance, any personal items that are stolen or damaged can be replaced at full cost, subject to a $100 deductible. Renters Insurance also protects you financially for unintentional damage to your residence hall or bodily injury for which you are liable.

Features of Renters Insurance include:

Deductibles As Low As $100.00 compared to $500, $1000, or more for a typical homeowners insurance policy.

Alternative to Homeowners Insurance. Not all homeowners insurance policies are the same, but many have limitations on certain property that is away from the principal residence. With Renters Insurance for College Students your personal belongings are covered whether you are on-campus, off-campus, or traveling anywhere in the world.

Personal Liability Coverage. If you cause damage to property or injure others, you may be liable for the damages. Renters Insurance from Sallie Mae Insurance Services® provides up to $100,000 in personal liability coverage. For example, if you unintentionally set off your building's sprinkler system, liability protection can help pay for the resulting damages.

Replacement Cost. This protection provides you with the full cost of your stuff, so it can be replaced with an item of like kind and quality if it is damaged or lost due to a covered reason.

Comprehensive coverage for all of your college essentials:

Personal Property:

  • Personal computer
  • Wallet or purse and the cash in it*
  • Bicycle
  • Television or stereo system
  • Cell phone or PDA, like a Blackberry or iPhone
  • Books and school supplies
  • Clothes
  • Jewelry*
  • Musical instruments
  • And more...

Covered Perils:

  • Vandalism or malicious mischief
  • Theft
  • Fire & lightning
  • Windstorm & hail
  • Explosion
  • Vehicles
  • Smoke
  • Flood (where available)
  • Breakage of glass
  • Falling objects
  • And more...

This is a brief description of Renters Insurance for College Students coverage. Please call to speak with an agent for policy specific information, including limitations and exclusions. Coverages may vary by state.

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Renters Insurance Exclusions

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Renters Frequently Asked Questions

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Comprehensive coverage for all of your college essentials:

  •  
  •  

Personal Property:

  • Personal computer
  • Bicycle
  • Television or stereo system
  • Smartphone
  • Books and school supplies
  • Clothes
  • Jewelry*
  • Musical instruments
  • And more…

Covered Causes of Loss:

  • Vandalism or malicious mischief
  • Theft
  • Fire and lightning
  • Windstorm and hail
  • Explosion
  • Smoke
  • Flood (where available)
  • Breakage of glass
  • Falling objects
  • And more…
  •  
  •  

*A special limit applies to this item. Please call to speak with an agent for policy specific information.

About GradGuard

GradGuard is the nation's first comprehensive insurance and benefits solution specifically designed for college life. Our mission is to help families protect their investment in Higher Education. We do so by providing financial protection for our sponsoring partners and personal protection for the students they serve.

We have been selected as the preferred provider of protection programs for some of the leading colleges and universities in the nation. Over 900,000 college students have access to GradGuard benefits through more than 150 school-sponsored programs.

GradGuard is a service of Next Generation Insurance Group LLC.

Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, CT, FL, and RI. Other program options are available for these states. Claims and coverage subject to policy, language, limits and exclusions.

The content of this website is subject to policy language.

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