We can all agree that in this day and age, the technology we have is nothing short of amazing. Not to mention useful, indispensable, unbelievable, and a thousand other adjectives.

And social media sites, such as Facebook, Twitter, Tumblr, Instagram, and more are just as phenomenal and groundbreaking. Finally there is an easy way to stay in touch with family and friends you don’t often get to see in person, share your thoughts, pictures, and favorite things, and often even start new relationships with people in different cities or countries.

But often times, social media can get in the way of other things, like school work, real life friendships, and sleep. It’s hard to be productive when you turn on your computer to type an essay and are immediately bombarded with notifications, chat messages, and the compulsion to check every account you own. And suddenly just a quick peek at your new feed becomes hours spent in the online wasteland of hashtags and trending topics. Read more »

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4 Common Risks to Avoid on campus

College can introduce students to more independence and responsibility than they may be accustomed to. Since parents are no longer there to guide them, students are left to face risks on their own.

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Glossary

Agency - An insurance agency is a company, usually specialized, that provides insured with a plan on behalf of the carrier

Agent - An insurance agent is a licensed representative or salesperson of an insurance company who is able to advise and sell insurance to costumers.

Appraisal - To give an appraisal is to assess the value of a claim.

Renters Calculator

How much is the stuff in your room worth? You may have more in your dorm or off campus apartment than you think. Use our calculator to help estimate the total value of everything you have with you to help determine whether you can afford to replace your belongings or should consider a renters insurance policy.

Personal Property Checklist

With this Personal Property Checklist, college students and college parents can keep track of the belongings the student is bringing along to college and determine their combined value. This information can help college families decide if they should consider Renters Insurance.

My parents already have all sorts of insurance. I'm all set, right?

Not necessarily. While many insurance plans can cover the children of the policyholder, additional coverage is sometimes necessary. Families should look over their insurance policies to determine whether their young adult might need something more. Young adults may only be covered under certain circumstances, like if they reside with the policyholder or are under a certain age. It's also important to consider that the risks young adults may face can depend on their life stage, and that they may need different coverages as they get older.