How much is the stuff in your room worth? You may have more in your dorm or apartment than you think. Use our calculator to help estimate the total value of everything you have with you to help determine whether you can afford to replace your belongings or should consider a renters insurance policy. Click here to use a calculator to help determine your amount.  

For your personal property coverage, this can include a laptop, smartphone, gaming system, television set, clothes, bicycle, etc. 

For liability coverage, you will want to check with your residence to see if they have a specific required coverage limit.