International students preparing for success

International students

Preparing for success

Since 2009, GradGuard has protected more than 1.7 million students at nearly 600 unique institutions, ensuring their students are protected from the risks of college life.

Preparing to study in the United States

Studying abroad can be an exciting and challenging experience. At GradGuard, we strive to ensure that international students feel secure during their journey in the US with the protection they need while away from home, all designed to meet their unique needs. Whether you want to protect your academic investment or your personal belongings and health, we are here to help you every step of the way.

Tuition insurance

College students may face unexpected events that prevent them from completing a semester, resulting in the loss of tuition fees. GradGuard Tuition Insurance provides reimbursement to students who cannot complete an academic term due to a covered injury, accident, or unforeseen reason.

Tuition insurance can cover things like:


Covered serious injury or illness

Such as mononucleosis, COVID-19, or a severe head injury.


Chronic illness

Such as an auto-immune disorder or diabetes.


Mental health conditions

Such as stress, depression, or severe anxiety.

More than just your tuition is protected

Costs can include eligible funds paid from savings, student loans, college savings plans, or other means. Covered expenses may include:

Graduation Cap



Room and board


Other fees

It can be helpful to familiarize yourself with the institution's refund policy and consider tuition insurance so you can have peace of mind knowing that you are covered should you be forced to withdraw.

Tuition Insurance Testimonial

Protecting our investment:
a parent's testimonial on GradGuard tuition insurance

Hear firsthand how our member, Paula, felt relief with the safety net tuition insurance provided her family when her daughter had to unexpectedly withdraw from school.

GradGuard stepped in to secure a refund for tuition, housing, and fees when she medically withdrew from school.

Renters insurance

Many students and their families may need help understanding the benefits of having renters protection. However, GradGuard Renters Insurance can help keep students safe on or off campus.

Piggy bank

Low deductible

GradGuard's standard deductible offer is $100 and only applies to personal property coverage.

Credit card

No credit scoring

No credit score? No problem. Everyone on-campus receives the same price, no matter your credit history.


Worldwide property coverage

Your belongings, including rented property, can be protected from covered perils anywhere in the world!

Dollar sign

Personal liability coverage

If you unintentionally damage your place of residence, GradGuard can help.

Students don't have to leave the fate of their valuable belongings to chance. GradGuard's Renters Insurance can safeguard student possessions and secure financial well-being.

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Prioritize your well-being

Health insurance

Healthcare can be expensive, so having adequate health insurance is essential. Some universities require international students to enroll in their health insurance plan, while others allow you to choose your own. Research different plans, compare coverage and costs, and select one that meets your needs.


Finding health insurance: tips and steps

  • 1

    Begin by checking if your university has specific health insurance requirements for international students. It may have partnerships with insurance providers or offer its own plans.

  • 2

    Research local insurance providers in the US. Many companies specialize in offering health insurance for international students. Look for plans that are designed for students and provide comprehensive coverage.

  • 3

    Contact your university's international student office or health services. They can provide guidance on insurance options, recommend providers, and answer any questions or concerns.

  • 4

    Utilize online platforms that allow you to compare different insurance plans. These tools can help you understand each plan's costs, benefits, and coverage details.

  • 5

    Connect with fellow international students who may have already navigated the process of obtaining health insurance. They can provide valuable insights and recommendations based on their experiences.

Stay Safe on the Road

Auto insurance

In the United States, car insurance is not only a legal obligation but also serves as a financial safety net and personal safeguard for international students like you.

Car insurance is crucial for international students as it offers essential liability coverage, shielding you from potential legal and financial ramifications arising from accidents that cause property damage or injuries to others. Additionally, it provides personal protection by covering medical expenses for both you as the driver and your passengers injured in accidents.

Bursting car

Liability insurance covers injuries and damage to others. Most states require a minimum of $25,000 per person and $50,000 per accident.


Personal injury protection or medical payment coverage covers medical expenses for you and your passengers, regardless of who is at fault.

Auto insurance

Uninsured/underinsured motorist coverage protects you if hit by a driver without enough insurance.

Car insurance is important. Seriously.

You're required to have car insurance to help protect not only your car, but also your legal liability. We offer recent grads and college students a choice when it comes to car insurance.

Keep Reading

GradGuard blog

Life as an international student can be both exciting and overwhelming at the same time. But don't worry, you're not alone! The GradGuard blog is your go-to resource for valuable tips, insights, and advice to help you make the most of your study abroad experience. From managing finances and staying healthy to building a community and making unforgettable memories, our blog covers it all. Don't miss out on our collection of articles written by experts and fellow students who understand the unique challenges and joys of the student journey.

Read More ➜