GradGuard Support
Renters
How much renters insurance coverage should I buy? What should my coverage limits be?
Updated 2 weeks ago | Frequently Asked Questions
Figuring out how much coverage you need can feel tricky, but we’ve got your back! You may have more in your dorm or apartment than you think.
From your laptop and phone to gaming systems, clothes, and even your bike—it all adds up! Take a minute to calculate the value of everything you’ve got, then you'll have a better idea of the total amount of coverage you’ll need. The goal is to figure out how much it would cost to replace your stuff if something happened.
Not sure where to start? Use our handy calculator to make it easier to determine how much coverage you need.
Liability coverage covers you if you cause harm to others through an accident or negligence. Just a heads-up—your housing might have a specific coverage limit, so it’s a good idea to double-check with them to make sure you’re all set.
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