Bikes and Boards

Yes! Non-motorized modes of transport like bicycles, skateboards, and rollerblades are considered personal property and can be covered under the policy. Just keep in mind that anything with a motor or battery—like electric bikes, scooters, or anything designed for street use—isn’t included in the coverage. If it’s powered by you, not a battery, you’re good to go!

Laptops and Electronics

Yes! Your laptop, phone, headphones, speakers, and other electronics have coverage with your policy in case of theft or other covered incidents.

Cell Phones

Phones are covered too! If your phone is stolen or damaged by a covered event, we’ve got you. Just note: we don’t cover accidental damage (like a cracked screen).

Pro tip: Make sure you have proof of ownership for all these items. A receipt, a photo, or anything that can help us confirm you owned it before a claim goes a long way.