Summer Travel Insurance Tips

Summer break fortunately often comes with vacations. Whether you’re road tripping to the west coast, studying abroad in Spain, or enjoying the beaches of Southeast Asia, travel insurance can help make your trip a safe one.

Why should you consider purchasing travel insurance for your summer trip? Here are a few tips on what travel insurance can help you protect:

 Get your money back.

If something goes wrong, travel insurance can help protect you from reimbursement restrictions, unexpected medical costs, and more. Most airline and cruise companies have very strict policies on trip cancellation, and many only offer credit with specific time limits as reimbursement. Travel insurance helps with these costs and can reimburse you with cash.

 Added medical benefits.

Travel insurance also provides protection for medical events and from large medical expenses. If you are traveling in a foreign country, for instance, and you seriously injure yourself, the hospitals there may charge you a great deal more for treatment than you would get at home. Travel insurance can provide evacuation in these circumstances to get you back home so you can receive treatment there.

Protect your baggage.

Another common dilemma that travelers often run into is problems with baggage. Baggage can be lost, damaged, or stolen, when the airport makes a mistake.

Protect your identity.

Another problem you might run into during a vacation or study abroad trip is identity theft. Identity theft is a growing problem that is unfortunately prevalent among travelers. Some travel insurance plans, offer Travel Assistance services such as ID theft recovery to help you figure out the next step if your identity has been stolen.

While travel insurance will help you should you run into an undesirable situation—illness, disaster, theft, or lost luggage, it’s best to be aware of the dangers of going abroad and preparing for them. There are preventative measures that you can take to ensure that you will have a great, problem-free vacation.

Firstly, make sure your belongings are secure when you’re taking public transportation, and don’t let them out of your sight. When taking a plane, carry on if you can. If you need to check your baggage, make sure it is clearly labeled with your name, phone number, and address so it can be returned if it is lost. If you’re traveling in a foreign country, always be aware of your surroundings to avoid getting into a tough situation. Lastly, different countries sometimes have different, exotic food that you’re dying to try. However, it’s always best to do your research to find the best restaurants to make sure you don’t get sick.